My Stories
Crucial Medicare Changes: Don’t Ignore Your Annual Notice of Change
Medicare Annual Notices of Change (ANOCs) arrive by Sept. 30, detailing 2026 plan updates including higher out-of-pocket costs, revised drug formularies, reduced supplemental benefits, and possible network changes. Part D premiums and deductibles are expected to rise, and new federal rules limit certain supplemental benefits. Beneficiaries should review their ANOCs Read more
My Stories
What Is Medicare, and What Does It Cover?
Medicare is a federal health insurance program for those 65+ or with certain disabilities, consisting of Parts A (hospital care), B (doctor visits), C (Medicare Advantage), and D (prescription drugs). Original Medicare includes Parts A and B, with separate Part D and Medigap options. Medicare Advantage combines A, B, and Read more
Medicare Guidance
Medicare Coverage Gaps: The 20% No One Thinks About
When people first enroll in Medicare, they don’t always think about Medicare coverage gaps. Most people focus on getting signed up and making sure everything is active. They enroll in Part A and Part B, and for a lot of people, that feels like the finish line. David felt the Read more
My Stories
Navigate Medicare Smoothly with Averee in Nashville: Avoid Penalties, Close Gaps, Gain Confidence and Peace of Mind
Know the common Medicare penalties and how to avoid them by enrolling on time and choosing the right plans. Learn about common Medicare coverage gaps and how Averee helps you find supplemental coverage to bridge those gaps. Receive tailored advice from Averee experts to match your unique healthcare needs and Read more
Medicare 101
Original Medicare: What It Covers and How It Works
When people first enroll in Original Medicare, one of the most common questions is what it actually covers and how it works in real life. Many people assume Medicare will take care of most healthcare costs once they sign up. In reality, while it covers a lot of important services, Read more
My Stories
Medicare Advantage: Tips for 2026
Advantage plans may offer dental, vision, hearing benefits beyond original Medicare. Annual out-of-pocket cost limits help those on fixed incomes. Part B premium still required, even with $0 Advantage plan premiums. Provider networks are narrower; out-of-network care can be costly. Open enrollment Jan 1–Mar 31 allows one plan change if Read more
Medicare 101
Medicare Advantage Plans: How They Work and What to Expect
When people first start learning about Medicare Advantage plans, one of the biggest questions that comes up is whether they should choose this option or stick with Original Medicare. It’s a fair question, and a lot of people don’t get a clear answer right away. Medicare covers a lot, but Read more
Medicare 101
Medicare Supplement Plans: What They Are and How They Work
When people first start looking into Medicare Supplement plans, one question comes up almost every time: do I actually need one? It’s a fair question, and most people don’t get a clear answer right away. Medicare covers a lot, but it doesn’t cover everything. That’s where Medicare Supplement plans, also Read more
Medicare Guidance
Sleep and Aging: Why Sleep Changes as You Get Older
When people start thinking about sleep and aging, it usually happens because something has changed. Most people don’t think much about their sleep when everything is working fine. But over time, it becomes more noticeable. You might find it takes longer to fall asleep than it used to. Or you Read more