Medicare Fall Enrollment: Review Your Coverage

The annual enrollment window runs October 15 through December 7, giving US beneficiaries time to review, change, or tailor coverage for the upcoming year.
For 2026, Part D out-of-pocket costs are capped at $2.1K, with ~$2.4K estimated for 2027; Medicare Advantage annual maximums can reach $9.25K.
In Late-Q3, watch for the annual notice explaining cost, benefit, network, or plan availability changes before making US coverage decisions for the coming year.
When comparing options, match coverage to your doctors, prescriptions, pharmacies, travel or relocation plans, and likely care needs instead of assuming plans work the same.
People already in Medicare Advantage also get January 1 through March 31 to switch plans or return to original Medicare, and free counseling is available.