Special Needs Plans Are Driving Medicare Advantage Growth

Medicare Advantage's growth is increasingly driven by Special Needs Plans (SNPs), which serve specific groups: those with certain chronic conditions (C-SNPs), those needing institutional-level care (I-SNPs), and dual-eligible beneficiaries with both Medicare and Medicaid (D-SNPs). SNPs now represent 23% of Medicare Advantage enrollment, with D-SNPs being the largest segment. Each SNP operates under a care model requiring health risk assessments and individualized care plans.