US Part D Changes in 2027

An agency said the premium stabilization program ends January 1, so Part D premiums may rise, though most beneficiaries should see increases under $10.
For 2027, the national base beneficiary premium was set at $41.33, but actual premiums still depend on plan choice and where you live.
The out-of-pocket cap for covered Part D drugs was finalized at $2.4K for 2027, ending yearly cost-sharing after the threshold is reached.
When 2027 plans appear in Late-Q3, compare total yearly costs, not just premiums, using your medications, dosage, refill schedule, preferred pharmacies, deductibles, and tiers.
Open enrollment runs October 15 through December 7, with changes effective January 1, so reviewing options before renewing could uncover a better overall deal.