What Does Medicare Actually Cover in 2026? A Simple Guide to Parts A, B, C, and D

Published by Averee Martinez on

Medicare consists of four parts: Part A covers hospital stays, skilled nursing, hospice, and home health care with a $1,736 deductible in 2026. Part B covers outpatient services, doctor visits, and preventive care with a $202.90 monthly premium and a $283 deductible, plus 20% coinsurance. Part C, Medicare Advantage, combines Parts A and B with extra benefits like drug coverage and dental. Part D covers prescription drugs with a $2,100 annual out-of-pocket cap.

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